How do you calculate the total cost instead of only the first-yea…

I am building a spreadsheet and want to avoid simply multiplying today’s payment by the number of months. Which columns would you include for adjustments, waiting and possession stages, contract costs, maintenance and a conservative scenario?

Replies (3)

Sofia from the EastFAQ · 13/09/2026 14:00

My spreadsheet would include the current payment, adjustment formula, number of contributions, any extraordinary contribution, the possession stage and all expenses after delivery.

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Fernando L.FAQ · 13/09/2026 16:20

I would build three scenarios: base, conservative and stressed. If the plan only works in the optimistic scenario, I would consider the margin too small.

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Maria from AsuncionFAQ · 13/09/2026 18:40

I would also convert the total to a reference currency for comparison only, while remembering that the contract may be denominated in guaranies and have its own adjustment method.

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How do you calculate the total cost instead of only the first-year payment?

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